FirstBank PR




Job Summary :

The Risk Analyst gathers and analyzes business data, as well as conceptualizes and helps optimizing Unit resources. Also provides results and suitable recommendations to improve internal processes.

Essential Responsibilities :

Supports the coordination, monitoring, and communication of the Corporate Credit Risk Area to ensure compliance with all required deadlines and responsibilities.

Support the Credit Risk Officer in the preparation of the Allowance for Loan and Lease Losses in preparing reports, analysis, presentations among others.

Follow up on charge off recommendations (supporting documents, get signatures, send to proper departments for processing)

Serve as liaison and be responsible for managing internal and external audits, maintain inventory of all documents requested and submitted to auditors.

Assist in the preparation of presentations and reports to the Credit Committee or BOD ( e.g. Asset Quality, Concentration, Policy Exceptions, Loan Review, Quality Assurance)

Prepare non-accrual memos and all documentation pertaining to non-Accrual Loans (upgrades and downgrades) and responsible for submitting for processing.

Report Participated loans to the Shared National Credit

Maintain inventory of all Credit Risk Policies, Procedures and Committee Charters

Assist in the preparation of all Risk/Compliance/Human Resources Questionnaires

Prepare Credit Risk Analysis as requested by the Credit Risk Officer or the Chief Risk Officer

Support in the Administration of the Credit Risk Area

Serve as Secretary for all Delinquency Committees and prepare minutes.

Other Responsibilities :

· Develops and runs special projects requested by management.

Independence of Judgment :

The degree of judgment is related to compilation and/or presentation of simple information, data processing and/or presentation of possible recommendations, integration and coordination of varied elements and its application to specific subjects as well as to the recommendation of action or decision on subjects of impact for the essential functions of the Unit.

Supervisory Responsibilities:

This position has not direct supervisory responsibilities.

Impact of Errors :

The impact of errors of this position could affect other department’s activities or external service, essential activities of administrative, operational or business nature that have a considerable economic impact.

Competencies :

Problem solving

Critical thinking capability

Analytical skills to perform quantitative and qualitative analyses.

Ability to conceptualize initiatives and interpret information and translate to presentation to facilitate strategy communication to various audiences

Fully bilingual (English/Spanish) with excellent verbal and written communication skills.

Ability to interact and effectively communicate with top management.

Ability to work independently, organize workload, prioritize, multitask, work under pressure, foresee problems and accomplish established work plan on a timely manner.

Expert in the use of MS Excel , Word and PowerPoint.

Physical Demands :

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Specific vision abilities required by this job include close vision and distance vision. While performing the duties of this Job, the employee is regularly required to sit; use hands to finger, handle, or feel and talk or hear. The employee is occasionally required to stand and walk.

Minimum Requirements :

A Bachelor’s Degree in Business Administration or related field is required for this job. The incumbent must have three (2) to five (5) years of relevant experience in a similar position.


The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties, skills required of personnel so classified. The reporting relationship may not reflect the most recent changes to the corporate reporting structure.

Accountable for adhering to the Bank’s BSA, AML and Office of Foreign Asset Control (OFCA) applicable policies. Employees must follow specific unit procedures developed in compliance with the policies. The employee is also responsible for reporting any suspicious activity and/or transactions in accordance with the Bank’s processes and complying with any mandatory BSA, AML and OFAC training assigned.